woohoo

Chapter 4: The Papers He Needed Me to Sign

Marcus didn't move from the doorway.

For several seconds, he simply stared at the message on my phone, his face drained of the confidence he'd worn all morning.

My mother stood beside me in the corridor, one hand resting on my arm. Behind us, the bridal suite remained open, revealing Vanessa standing near the vanity with her ruined blonde extension clutched against her chest.

The message glowed on my screen.

*ASK MARCUS WHY HE NEEDED YOU TO SIGN THE MARRIAGE PAPERS BEFORE THE CEREMONY.*

I read it again.

Then I looked at my fiancé.

“What marriage papers?””

Marcus blinked.

“It's a fake message.””

“Then answer the question.””

“Danielle, someone is trying to destroy our relationship.””

I almost laughed.

“Our relationship? You were kissing Vanessa on a hotel bed.””

“That photograph doesn't explain anything.””

“Neither does this message. So explain it.””

He glanced down the corridor. Two venue employees were arranging white roses on a console table. One of them looked in our direction before quickly returning to her work.

Marcus lowered his voice.

“Can we please go somewhere private?””

I tightened my grip on my phone.

“We were somewhere private when you told me I was overreacting about my mother.””

His jaw flexed.

“I'm trying to protect you from something you don't understand.””

Those words made my stomach turn.

Not I didn't do it.

Not there are no papers.

Something you don't understand.

My mother stepped forward.

“Marcus, what papers is she talking about?””

He looked at her with an expression that might have passed for concern if I hadn't watched him dismiss her suffering less than fifteen minutes earlier.

“Mrs. Brooks, this is complicated.””

“Then make it simple.””

He exhaled sharply.

“I have business matters that need to be handled. Danielle knows about my company.””

I did know about his company.

Marcus had started a commercial property management business two years earlier. He talked about expansion, new investors, and the day he'd own enough buildings to stop worrying about money. I'd helped him prepare presentations, reviewed his website, and spent countless evenings listening to him describe his plans.

I'd never invested money in the business.

But I'd supported him in ways that had cost me time, energy, and opportunities of my own.

“What business matters require my signature before I marry you?”” I asked.

“Nothing that concerns our marriage.””

“Then why does the message mention the marriage papers?””

He ran a hand over his face.

“Because whoever sent that message knows enough to make it sound convincing.””

I watched him carefully.

His right hand kept opening and closing at his side.

Marcus had always done that when he was trying to hold back his temper. I knew the habit from arguments over money, holidays, and the way he sometimes spoke to my mother when he thought I wasn't listening.

I'd mistaken familiarity for intimacy.

Now I was beginning to understand that knowing someone's habits didn't mean knowing their secrets.

My phone vibrated again.

A new message appeared.

*CHECK THE BLUE FOLDER IN HIS BRIEFCASE.*

I looked up.

Marcus went completely still.

That was the answer I needed.

“What blue folder?”” I asked.

He shook his head.

“Danielle, don't.””

“What's in it?””

“Nothing you need to see.””

My mother inhaled sharply.

I turned toward her.

“Mom, can you wait with the venue coordinator for a minute?””

She looked reluctant to leave me alone with him.

“I don't want you going anywhere with him.””

“I'm not going anywhere with him.””

She studied my face, then nodded.

“I'll be right outside.””

I waited until she had walked several steps down the corridor before turning back to Marcus.

“Where's your briefcase?””

“In the groom's suite.””

“Then we're going there.””

“No.””

The answer came so quickly that I almost missed the fear beneath it.

I folded my arms.

“You have two choices. You can show me the folder yourself, or I can walk downstairs and tell both our families that you refused to explain why you needed me to sign documents before our wedding.””

His eyes narrowed.

“You wouldn't do that.””

“Try me.””

For a moment, neither of us spoke.

Then he stepped aside.

The groom's suite was at the opposite end of the corridor, past a set of double doors that opened onto the venue's landscaped courtyard. The room smelled of cedar cologne and fresh linen. Marcus's tuxedo jacket hung over a chair, and a half-empty glass of water stood beside his cuff links.

His black briefcase sat beneath the window.

I walked toward it.

Marcus followed so closely that I could feel his presence behind me.

“Danielle, listen to me,” he said.

“There are things happening with the company that I haven't wanted to burden you with.””

“That's a very interesting way to describe a secret.””

I opened the briefcase.

Inside were folders, a tablet, a leather notebook, and several envelopes bearing the logo of a local financial services firm.

The blue folder lay beneath the notebook.

I reached for it.

Marcus caught the edge.

“Please.””

It was the first time all morning that he'd said the word without sounding angry.

I looked at his hand.

“Let go.””

He hesitated.

Then he released it.

Inside the folder were printed financial statements, several pages of legal language, and a document titled *PERSONAL GUARANTY AND INDEMNIFICATION AGREEMENT*.

My eyes moved down the first page.

The amount listed in the agreement made me forget to breathe.

Four hundred and eighty thousand dollars.

I read the number again, certain I'd misunderstood the commas.

The document described a business credit facility secured by Marcus's company. The guaranty section identified him as the primary borrower and referenced an additional guarantor.

My name appeared in the middle of the page.

Danielle Renee Brooks.

Below it was my current home address.

The apartment I'd rented for three years.

The apartment Marcus had stayed in so often that I'd eventually given him his own key.

I turned the page.

My signature appeared at the bottom of the guaranty.

Except I had never signed it.

I knew my signature. I used it on every lease renewal, every work document, every birthday card I sent to my grandmother.

This one was close enough to fool someone who didn't know me.

The capital D was shaped correctly. The final loop of my surname was almost perfect.

But the pressure was wrong, and the second stroke of the B was too short.

Someone had copied it.

I lifted my eyes to Marcus.

“Why is my name on this?””

He swallowed.

“It's a preliminary document.””

“Why is my signature on it?””

“They needed a draft for the application.””

“A draft of my signature?””

“Danielle, I was going to explain everything.””

“When?””

He looked away.

The same answer he had given me about Vanessa.

After the wedding.

I placed the papers on the desk, one by one, trying to keep my hands steady.

“Did you submit this?””

“No.””

“Did you give it to the bank?””

“I said it was preliminary.””

“That's not an answer.””

He walked toward the window, rubbing his forehead.

“The company was having cash-flow problems. A lender offered a refinancing arrangement, but they wanted additional security. I was trying to keep the business alive.””

“So you forged my signature?””

“I didn't forge it.””

I stared at him.

He looked back at me, his voice rising.

“I didn't personally sit down and forge anything. Someone in the office prepared the paperwork.””

“And you let them put my name on it.””

“I was going to get your consent.””

“After the wedding?””

He didn't answer.

I picked up the final page.

There was a section explaining that the guarantor could become personally responsible for specified obligations if the company defaulted. Another paragraph referred to financial disclosures and authorization for credit checks.

I wasn't a lawyer, but I understood enough to know that this wasn't a harmless piece of paper.

“Did you tell the lender I had agreed to this?””

Marcus stepped toward me.

“I told them we were discussing it.””

“Then why is there a signature?””

“I told you. It was a draft.””

“Why is my address listed?””

“Because you're my fiancée.””

“That doesn't give you permission to attach my name to a debt.””

He looked exhausted now, but I couldn't tell whether it was because he regretted what he'd done or because his lies were finally becoming difficult to maintain.

“Danielle, I love you. I was trying to build a future for us.””

I held up the document.

“You were trying to build it with my signature.””

His face tightened.

“You don't understand the pressure I've been under.””

“No. I understand perfectly. You needed me to marry you before I knew what you were asking me to risk.””

He reached for my hand.

I stepped away.

“Don't touch me.””

His arm dropped.

For the first time, the room felt colder than the corridor outside.

I gathered the documents and returned them to the folder. I wasn't going to tear them up or throw them at him. If someone had copied my signature and used it in a financial application, I needed to preserve the evidence.

I took photographs of every page with my phone.

Marcus watched me.

“What are you doing?””

“Making sure I have a record of what I found.””

“You're making this sound criminal.””

“Someone used my signature without permission.””

“You're going to destroy my life over a paperwork mistake?””

I looked at him.

“You were willing to risk mine.””

My phone rang.

The caller ID displayed a number I didn't recognize.

I answered without taking my eyes off Marcus.

“Hello?””

A woman's voice came through the speaker.

“Is this Danielle Brooks?””

“Yes.””

“My name is Patricia Ellis. I'm a compliance officer with Harbor State Commercial Lending. I'm calling regarding a guaranty attached to Marcus Reed's business loan application.””

My mouth went dry.

Marcus took one step toward me.

I raised my free hand, silently warning him to stay back.

Patricia continued.

“We have a discrepancy involving your signature, and we need to establish whether you personally authorized the document.””

I looked at the blue folder.

Then at Marcus.

“No,” I said.

“I never signed it.””

There was a brief pause.

“Thank you for clarifying that, Ms. Brooks. There's one additional issue we need to discuss. Our records indicate that the application was submitted with supporting documentation identifying you as—”

The call crackled.

I pressed the phone closer to my ear.

May you like

“Identifying me as what?””

Patricia's answer made my blood run cold.

Related Stories

Other posts