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Chapter 5: The Woman in My Father's Photograph

Patricia didn't move.

For the first time since I had known her, she looked completely powerless.

Rebecca placed the photograph on the kitchen island.

Michael closed the front door behind him and approached the table.

“Daniel, we need everyone to remain calm,” he said.

I looked at Rebecca.

“You know Patricia?””

Rebecca opened her briefcase.

“I handled a document investigation involving your father's estate twelve years ago.””

My throat tightened.

“What investigation?””

She glanced at my mother.

“Perhaps your mother should explain first.””

My mother slowly sat down.

“I was hoping you would never have to know.””

I pulled out the chair beside her.

“Mom, I need the truth.””

She looked at the photograph.

“That woman was Patricia's sister.””

I frowned.

“Her sister?””

“Her name was Margaret. She worked with your father when he invested in the commercial property.””

I looked again at the photograph.

My father stood beside Margaret, smiling.

Behind them was the entrance to a building with a sign reading Collins Development.

“Why was Dad working with Patricia's family?””

My mother folded her hands.

“Your father was trying to help them save their business. Patricia's father had borrowed money from several investors. When the company began failing, your father purchased part of the property to keep the business operating.””

Patricia finally spoke.

“He promised us that property would stay in our family.””

My mother looked at her.

“He promised your father a chance to buy back his share. Your father never promised to give it away.””

Patricia shook her head.

“That's not how Margaret remembered it.””

Rebecca interrupted.

“Mrs. Collins, the legal records are very clear. Your sister signed a settlement agreement. The property was transferred into the trust after the company defaulted.””

Patricia's voice became sharper.

“My sister was dying when she signed that agreement.””

Michael opened a folder.

“Margaret passed away eighteen months later. But the agreement was signed while she was legally competent, witnessed, and notarized.””

I looked between them.

“Why have I never heard any of this?””

My mother took a breath.

“Because your father didn't want old business disputes following you.””

She looked down.

“And because Patricia blamed me.””

Patricia laughed bitterly.

“Of course. Eleanor always makes herself the victim.””

My mother didn't raise her voice.

“Your sister asked me for money after the settlement. I gave her some. I paid for her treatment. I even helped with her funeral.””

Patricia's expression flickered.

“That's not true.””

“It is.””

My mother reached into her cardigan and pulled out another folded paper.

“I kept the receipts.””

Michael took the paper.

He examined it briefly.

“These appear to be payment confirmations.””

Patricia turned away.

I felt a new question forming.

“Why did you come into my life?””

Patricia looked at me.

“What?””

“Why did Vanessa introduce you to me? Was it because she loved me, or because of my father's property?””

Vanessa began crying.

“Daniel, that's cruel.””

I stared at her.

“Then tell me the truth.””

She wiped her cheeks.

“I loved you.””

“Did you know about the trust before we got married?””

She didn't answer.

Michael stepped forward.

“Daniel, I think we should establish the timeline.””

He opened a folder and placed several documents on the island.

“The trust was created twelve years ago. Eleanor retained the right to live in the house for the rest of her life. The commercial property generated rental income, which was deposited into a separate account.””

I nodded.

“That's the account Mom mentioned.””

“Yes. The trust also holds a reserve fund intended for Eleanor's living expenses and medical care.””

I looked at my mother.

“How much?””

Michael hesitated.

“Approximately $640,000 remains in the protected reserve, subject to final accounting.””

Vanessa looked down.

Patricia's eyes widened.

Michael continued.

“The property itself is worth considerably more.””

I looked at the documents.

Then at Vanessa.

“Is that why you wanted the trust amended?””

Vanessa shook her head.

“I wasn't trying to steal anything.””

“Then what were you trying to do?””

She looked at Patricia.

Patricia gave her a warning stare.

But Vanessa was already unraveling.

“My mother was in debt.””

Patricia snapped.

“Vanessa!””

“My mother had borrowed money from people who wouldn't stop calling. She was going to lose her apartment.””

I looked at Patricia.

“You live in a beautiful house.””

“It's rented,” she said quickly.

Vanessa continued.

“I thought if we could access the trust funds, we could pay everything off. I thought we could transfer part of the property into a company and use it as collateral.””

Michael's expression hardened.

“Without the beneficiary's informed consent?””

Vanessa looked at him.

“I didn't understand all the legal details.””

Rebecca quietly opened her briefcase.

“Then perhaps you should explain why the signature on the September authorization does not appear to match Eleanor's verified signature samples.””

Vanessa went still.

Rebecca placed two documents side by side.

One was my mother's signature from an old medical form.

The other was the signature on the disputed trust amendment.

“I'm not giving a final opinion tonight,” Rebecca said.

“But the pressure patterns, letter formations, and spacing are significantly different.””

I looked at Vanessa.

“Did you sign her name?””

She shook her head rapidly.

“No.””

“Did Patricia?””

“No!””

Patricia suddenly grabbed her handbag.

“I'm leaving.””

Michael stepped aside.

“You're free to leave. However, I strongly recommend that you preserve every document connected to the trust.””

Patricia glared at him.

“You think you can threaten me?””

“No. I'm informing you that destroying evidence could create serious legal consequences.””

Patricia walked toward the door.

Then she stopped beside my mother.

“You should be ashamed of yourself, Eleanor.””

My mother looked up.

“Why?””

“You've turned Daniel against his wife.””

My mother shook her head.

“No, Patricia. I only wanted to eat dinner with my son.””

Patricia's face twisted.

“After everything we've been through, you still think you're innocent?””

My mother didn't respond.

Patricia opened the door and left.

Vanessa remained in the kitchen.

Her shoulders shook as she cried.

I looked at her.

“Where is the rest of the money?””

She wiped her nose.

“What?””

“The money that was transferred from Mom's account.””

“I used some of it.””

“For what?””

She hesitated.

“To help my mother.””

Michael immediately asked, “How much?””

Vanessa stared at the floor.

“About forty thousand.””

My stomach dropped.

“Forty thousand dollars?””

“I was going to put it back.””

“When?””

“When things settled down.””

I took a step backward.

“Mom needed that money for her care.””

Vanessa shook her head.

“She has plenty.””

“It's not yours!””

She covered her face.

“I know.””

I looked at Michael.

“What happens now?””

He placed a document on the table.

“We'll contact the bank, request a transaction freeze where legally appropriate, and preserve all records. We also need to establish whether the transfers were authorized.””

I nodded.

Then I turned toward my mother.

“Mom, I'm sorry.””

She reached for my hand.

“Don't apologize for something you didn't know.””

I swallowed.

“I should have known.””

“You trusted your wife.””

I looked down.

“That doesn't excuse what happened.””

Michael began organizing the paperwork.

Rebecca examined the trust amendment again.

Then she stopped at a paragraph near the bottom.

“Michael, look at this.””

He leaned over.

“What?””

Rebecca pointed to a clause.

“This document doesn't merely request access to the trust funds. It attempts to change the beneficiary designation.””

Michael read the paragraph.

His expression darkened.

“That's impossible.””

“What?”” I asked.

He turned the page toward me.

“The amendment attempts to redirect the commercial property's future income to a private company.””

“Whose company?””

Rebecca examined the filing.

“Collins Family Holdings.””

I stared at Patricia's surname.

“Patricia's company?””

Michael nodded.

“But there's another problem.””

He turned to the final page.

The document listed the proposed company director.

I read the name.

Vanessa Collins.

My wife.

She began crying harder.

“I was going to tell you.””

I looked at her.

“When?””

“After everything was settled.””

Michael closed the folder.

“Daniel, we need to check whether this company has already been registered and whether any property-related transactions have taken place.””

He took out his phone.

A few minutes later, he looked up.

“The company exists.””

I felt my stomach tighten.

“Since when?””

“Four months.””

I looked at Vanessa.

Four months.

She had created a company while I was away on business trips, while my mother was being isolated upstairs, and while I believed our marriage was perfectly ordinary.

But Rebecca was still studying the paperwork.

“There's something else,” she said.

She pulled out a second document.

It was an old letter dated two weeks before my father died.

The handwriting was unmistakably his.

Rebecca placed it in front of my mother.

“Eleanor, did you ever see this?””

My mother shook her head.

Rebecca read the opening line.

“'To my wife and son, if Patricia Collins ever attempts to claim an interest in this property again, you must understand that she already received what she was promised.''”

My mother covered her mouth.

I looked at Rebecca.

“What did Patricia receive?””

Rebecca turned the letter over.

A second page had been attached.

It contained a list of payments made by my father over several years.

At the bottom was a handwritten note.

*Final payment received and acknowledged by Patricia Collins.*

I looked toward the door Patricia had just walked through.

Then I looked at Vanessa.

“Your mother was already paid?””

Vanessa stared at the letter.

Her lips trembled.

“I didn't know.””

But Michael was examining the final receipt.

He pointed to the date.

“Daniel, this payment was made twelve years ago.””

Then he looked at Vanessa.

“And the amount was more than enough to settle the original dispute.””

He paused.

“So why did your mother tell you that Eleanor owed her money?””

Vanessa slowly lowered herself into a chair.

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And whispered:

“Because she told me the payment had never happened.””

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