Chapter 8: The Signature That## Chapter 8: The Signature That Wasn't Mine
“That's Wasn't Mine
“That's not my signature.””
The words came out before Robert had not my signature.””
The words came out before Robert had finished enlarging the document.
My name appeared at the bottom of the finished enlarging the document.
My name appeared at the bottom of the page in elegant black ink. Beneath it sat a witness signature and a date that made my stomach turn.
My page in elegant black ink. Beneath it sat a witness signature and a date that made my stomach turn.
My twenty-first birthday.
I remembered that day better than most birthdays I'd celebrated.
I'd spent twenty-first birthday.
I remembered that day better than most birthdays I'd celebrated.
I'd spent the morning at the showroom where I worked part-time, helping a client choose furnishings for a renovated townhouse. My manager had ordered a small cake, the morning at the showroom where I worked part-time, helping a client choose furnishings for a renovated townhouse. My manager had ordered a small cake, and two coworkers had sung to me while I stood behind the counter wearing a name badge and a pencil tucked into my curls.
That evening, I'd eaten takeout in my tiny and two coworkers had sung to me while I stood behind the counter wearing a name badge and a pencil tucked into my curls.
That evening, I'd eaten takeout in my tiny Atlanta apartment with my best friend, Danielle.
I'd never signed anything connected to Grandma's investment account.
Not that Atlanta apartment with my best friend, Danielle.
I'd never signed anything connected to Grandma's investment account.
Not that day.
Not ever.
Robert zoomed in on the signature.
“Do you recognize the witness's name?””
I shook my head.
“No.””
“Have day.
Not ever.
Robert zoomed in on the signature.
“Do you recognize the witness's name?””
I shook my head.
“No.””
“Have you ever met someone named Leonard Price?””
“No.””
Dad leaned over the laptop.
“Can the you ever met someone named Leonard Price?””
“No.””
Dad leaned over the laptop.
“Can the institution tell us who submitted it?””
“They're checking the submission records,” Robert said institution tell us who submitted it?””
“They're checking the submission records,” Robert said.
“But we need to preserve this copy and obtain the original if one exists.””
I stared at the document.
.
“But we need to preserve this copy and obtain the original if one exists.””
I stared at the document.
The signature looked convincing at first glance. The letters in my first name had the same loops I sometimes used when signing birthday cards. The final stroke of my surname even had the slight upward slant I'd developed in high school.
But I knew my handwriting.
Whoever had copied it had studied my signature.
And whoever had prepared the document had known exactly which dateThe signature looked convincing at first glance. The letters in my first name had the same loops I sometimes used when signing birthday cards. The final stroke of my surname even had the slight upward slant I'd developed in high school.
But I knew my handwriting.
Whoever had copied it had studied my signature.
And whoever had prepared the document had known exactly which date would make the lie harder to challenge.
“Could Phyllis have done this?”” I asked.
Dad didn't answer would make the lie harder to challenge.
“Could Phyllis have done this?”” I asked.
Dad didn't answer immediately.
Robert closed the attachment.
“We have evidence that she may have been involved in other transactions. That does immediately.
Robert closed the attachment.
“We have evidence that she may have been involved in other transactions. That does not establish that she created this document. We need to follow the records.””
I nodded, not establish that she created this document. We need to follow the records.””
I nodded, although uncertainty was already eating at me.
Phyllis had taken Grandma's necklace.
She had allowed me to be blamed.
although uncertainty was already eating at me.
Phyllis had taken Grandma's necklace.
She had allowed me to be blamed.
She had moved money from the trust and concealed debts.
She had helped create a company in Brianna's name.
But I still didn'tShe had moved money from the trust and concealed debts.
She had helped create a company in Brianna's name.
But I still didn't know whether she'd forged my signature.
And I refused to accuse someone without proof, even after everything she'd done.
Dad pulled a know whether she'd forged my signature.
And I refused to accuse someone without proof, even after everything she'd done.
Dad pulled a chair closer to mine.
“Do you want to stop for tonight?””
“No.””
“You've been chair closer to mine.
“Do you want to stop for tonight?””
“No.””
“You've been dealing with this all day.””
“If someone used my name to steal my inheritance, I want to know who did it.””
He nodded.
“Then we'll find out.””
Robert made several calls, arranging for the dealing with this all day.””
“If someone used my name to steal my inheritance, I want to know who did it.””
He nodded.
“Then we'll find out.””
Robert made several calls, arranging for the financial institution to preserve the original records, document the disputed submission, and provide the information through the proper legal process.
While financial institution to preserve the original records, document the disputed submission, and provide the information through the proper legal process.
While he worked, I opened my laptop.
“I want to find something,” I said.
Dad glanced over.
“What?””
“My emails he worked, I opened my laptop.
“I want to find something,” I said.
Dad glanced over.
“What?””
“My emails from that year. If someone contacted me about the account, there might be a message.””
I searched my old inbox using Grandma's name, the bank's name, and from that year. If someone contacted me about the account, there might be a message.””
I searched my old inbox using Grandma's name, the bank's name, and several variations of the word inheritance.
Most of the results were ordinary correspondence.
A birthday message from several variations of the word inheritance.
Most of the results were ordinary correspondence.
A birthday message from Dad.
An email about Dad.
An email about an apartment lease.
A reminder from my college about tuition payments.
Then I found a message from Phyllis.
The subject line read: *A Small Favor for Your Future.*
It had been sent three days before my twenty-first birthday.
I opened it.
*Sweet an apartment lease.
A reminder from my college about tuition payments.
Then I found a message from Phyllis.
The subject line read: *A Small Favor for Your Future.*
It had been sent three days before my twenty-first birthday.
I opened it.
*Sweetheart, I hope you're having a wonderful week. Your grandmother's estate has a few administrative matters that need to be completedheart, I hope you're having a wonderful week. Your grandmother's estate has a few administrative matters that need to be completed. I may send you a document to review.
It's nothing complicated, just a routine confirmation. Let. I may send you a document to review.
It's nothing complicated, just a routine confirmation. Let me know if you have questions.*
I read it twice.
Dad leaned over my shoulder.
“Did you ever respond?””
I scrolled down.
me know if you have questions.*
I read it twice.
Dad leaned over my shoulder.
“Did you ever respond?””
I scrolled down.
There was a reply from me.
*Hi, Phyllis. I'm working all week, but I'll look at anything you send whenThere was a reply from me.
Hi, Phyllis. I'm working all week, but I'll look at anything you send when I get a chance. Please email it rather than mailing it to the house.
I remembered I get a chance. Please email it rather than mailing it to the house.*
I remembered writing that message.
I'd been busy, tired, and trying to make sure I didn't miss any important paperwork.
But there writing that message.
I'd been busy, tired, and trying to make sure I didn't miss any important paperwork.
But there was no attachment.
No follow-up email.
Nothing.
I clicked into the full message details and checked the timestamps was no attachment.
No follow-up email.
Nothing.
I clicked into the full message details and checked the timestamps.
Phyllis had sent it at 9:14 in the morning.
My reply had gone out at 9:31.
Phyllis had sent it at 9:14 in the morning.
My reply had gone out at 9:31.
Then, at 9:47, she had sent another message.
*Don't worry about it. I found another way.
Then, at 9:47, she had sent another message.
Don't worry about it. I found another way to handle everything.
My skin prickled.
“Dad, look.””
He read the exchange to handle everything.*
My skin prickled.
“Dad, look.””
He read the exchange.
“Did she ever mention this conversation to you?””
“No.””
I opened the next message in the thread.
It was dated two weeks later.
*Hope your birthday was lovely!.
“Did she ever mention this conversation to you?””
“No.””
I opened the next message in the thread.
It was dated two weeks later.
Hope your birthday was lovely! Everything is taken care of on my end.
I felt a chill move through me.
She had known about the paperwork.
She had contacted me before my birthday.
And she had told me everything was taken care of Everything is taken care of on my end.*
I felt a chill move through me.
She had known about the paperwork.
She had contacted me before my birthday.
And she had told me everything was taken care of without ever showing me the document she claimed to have been handling.
Robert copied the emails into the secure case file.
“This establishes that without ever showing me the document she claimed to have been handling.
Robert copied the emails into the secure case file.
“This establishes that Phyllis was involved in some estate administration discussions Phyllis was involved in some estate administration discussions. It doesn't prove she submitted the waiver, but it's relevant.””
. It doesn't prove she submitted the waiver, but it's relevant.””
I searched again.
This time, I found an email from a name I didn't recognize: Leonard Price.
The subject line read: *Estate Beneficiary Confirmation.*
The message was dated the morning of my twenty-first birthday.
My heart began to pound.
I opened it.
*Dear MsI searched again.
This time, I found an email from a name I didn't recognize: Leonard Price.
The subject line read: *Estate Beneficiary Confirmation.*
The message was dated the morning of my twenty-first birthday.
My heart began to pound.
I opened it.
Dear Ms. Carter,
I am following up regarding the beneficiary confirmation associated with your late grandmother's investment account. Please review the attached document and contact. Carter,
I am following up regarding the beneficiary confirmation associated with your late grandmother's investment account. Please review the attached document and contact our office if you have any questions.
There was an attachment.
A scanned form.
But the timestamp showed that the email had been opened from an unfamiliar device the following afternoon.
I had our office if you have any questions.*
There was an attachment.
A scanned form.
But the timestamp showed that the email had been opened from an unfamiliar device the following afternoon.
I had never seen the message before.
“Dad, I didn't open this.””
He studied the screen.
“Could someone else have accessed your email?””
“I don't know. I never seen the message before.
“Dad, I didn't open this.””
He studied the screen.
“Could someone else have accessed your email?””
“I don't know. I changed my password after college, but I didn't check the old security logs.””
Robert asked me to preserve the message and not changed my password after college, but I didn't check the old security logs.””
Robert asked me to preserve the message and not forward the attachment outside the secure case file.
Then he examined the sender information.
“Leonard Price used an address forward the attachment outside the secure case file.
Then he examined the sender information.
“Leonard Price used an address associated with a small estate-services company,” he said.
“We'll need to verify whether that business was legitimate and whether this individual was associated with a small estate-services company,” he said.
“We'll need to verify whether that business was legitimate and whether this individual was involved in your grandmother's estate.””
He made another note.
I sat back.
The pieces were beginning to connect, but they still didn't form a complete picture.
involved in your grandmother's estate.””
He made another note.
I sat back.
The pieces were beginning to connect, but they still didn't form a complete picture.
Phyllis had contacted me about estate paperwork.
Someone named Leonard Price had sent a beneficiary confirmation.
My signature had appeared on a waiverPhyllis had contacted me about estate paperwork.
Someone named Leonard Price had sent a beneficiary confirmation.
My signature had appeared on a waiver I'd never signed.
And a company in Brianna's name had been used in an attempt to borrow against Dad I'd never signed.
And a company in Brianna's name had been used in an attempt to borrow against Dad's home.
I looked at Dad.
“Did Grandma ever mention Leonard Price?””
He shook his head.
“Not that I remember's home.
I looked at Dad.
“Did Grandma ever mention Leonard Price?””
He shook his head.
“Not that I remember.””
“Could he have worked with her attorney?””
“Possibly. But we won't assume that until Robert verifies it.””
A sharp knock interrupted us.
The.””
“Could he have worked with her attorney?””
“Possibly. But we won't assume that until Robert verifies it.””
A sharp knock interrupted us.
The study door opened.
Phyllis stood there, her eyes swollen from crying.
“Michael, I need to speak to you.””
Dad study door opened.
Phyllis stood there, her eyes swollen from crying.
“Michael, I need to speak to you.””
Dad didn't move.
“Robert is here. If you have information about the documents, you can tell us now.””
She didn't move.
“Robert is here. If you have information about the documents, you can tell us now.””
She looked at me.
“I'd prefer to speak to my husband privately.””
“I'm not leaving,” I said.
For a moment, she appeared ready to argue.
Then her shoulders sagged.
looked at me.
“I'd prefer to speak to my husband privately.””
“I'm not leaving,” I said.
For a moment, she appeared ready to argue.
Then her shoulders sagged.
“Fine.””
She entered the room and sat opposite us.
“I know you've found things that look terrible“Fine.””
She entered the room and sat opposite us.
“I know you've found things that look terrible,” she began.
“But you need to understand that I was trying to keep the family from falling apart.””
Dad's expression remained flat.
“Did you submit,” she began.
“But you need to understand that I was trying to keep the family from falling apart.””
Dad's expression remained flat.
“Did you submit a document claiming Maya waived her inheritance?””
Phyllis stared at him.
“What?””
“A beneficiary waiver dated on Maya's twenty-first a document claiming Maya waived her inheritance?””
Phyllis stared at him.
“What?””
“A beneficiary waiver dated on Maya's twenty-first birthday.””
Her eyes widened.
“I've never seen that document.””
“Did you know Leonard Price?””
She hesitated.
The pause was birthday.””
Her eyes widened.
“I've never seen that document.””
“Did you know Leonard Price?””
She hesitated.
The pause was brief.
But Robert noticed it.
“Mrs. Carter,” he said, “do you recognize that name?””
Phyllis folded brief.
But Robert noticed it.
“Mrs. Carter,” he said, “do you recognize that name?””
Phyllis folded her hands.
“I may have heard it.””
“From whom?””
“I don't remember.””
Dad leaned forward.
“You remember everything when her hands.
“I may have heard it.””
“From whom?””
“I don't remember.””
Dad leaned forward.
“You remember everything when it helps you defend yourself. Suddenly, you remember nothing when we ask about the money.””
“That isn't fair.””
“ it helps you defend yourself. Suddenly, you remember nothing when we ask about the money.””
“That isn't fair.””
“Neither was accusing Maya of stealing her grandmother's necklace.””
Phyllis looked at me.
“I've already admittedNeither was accusing Maya of stealing her grandmother's necklace.””
Phyllis looked at me.
“I've already admitted I handled that badly.””
“You didn't handle it badly,” I replied.
“You lied.””
Her lips trembled.
“I was scared.””
“So was I I handled that badly.””
“You didn't handle it badly,” I replied.
“You lied.””
Her lips trembled.
“I was scared.””
“So was I.””
For a moment, neither of us looked away.
Then she lowered her gaze.
“I never wanted you to hate me.””
“I didn't hate you, Phyllis. I wanted you to treat.””
For a moment, neither of us looked away.
Then she lowered her gaze.
“I never wanted you to hate me.””
“I didn't hate you, Phyllis. I wanted you to treat me like a daughter instead of a problem you had to manage.””
She began crying again.
Dad waited until she had composed herself.
“Did you authorize your brother to negotiate a loan against this house?””
“No.””
“Did you know about the company registered in Brianna's name?””
“Yes me like a daughter instead of a problem you had to manage.””
She began crying again.
Dad waited until she had composed herself.
“Did you authorize your brother to negotiate a loan against this house?””
“No.””
“Did you know about the company registered in Brianna's name?””
“Yes,” she whispered.
Brianna appeared in the doorway behind her mother.
She had returned with her laptop.
“You knew?””
Phyllis turned,” she whispered.
Brianna appeared in the doorway behind her mother.
She had returned with her laptop.
“You knew?””
Phyllis turned.
“Brianna—”
“You told me the company was an investment account!””
“I didn't know your uncle.
“Brianna—”
“You told me the company was an investment account!””
“I didn't know your uncle would use it like that.””
“Did you know he was trying to borrow against Dad's house?””
Phyllis looked down.
“I knew he would use it like that.””
“Did you know he was trying to borrow against Dad's house?””
Phyllis looked down.
“I knew he was discussing a refinancing arrangement.””
Brianna's face crumpled.
“You knew!””
“I thought it would give us time to pay the debts.””
“Wh was discussing a refinancing arrangement.””
Brianna's face crumpled.
“You knew!””
“I thought it would give us time to pay the debts.””
“Whose debts?””
“Mine!””
The admission rang through the room.
Brianna stared at her mother.
“Youose debts?””
“Mine!””
The admission rang through the room.
Brianna stared at her mother.
“You used my name to cover your debts, and you let me think I was getting a business of my own?””
Phyllis reached for her hand.
Brianna pulled away.
“Don't.””
“Sweet used my name to cover your debts, and you let me think I was getting a business of my own?””
Phyllis reached for her hand.
Brianna pulled away.
“Don't.””
“Sweetheart, I was trying to give you a future.””
“You keep saying that. But you never asked what I wanted.””
She placed her laptop on the desk.
“I found the emails you asked me to look forheart, I was trying to give you a future.””
“You keep saying that. But you never asked what I wanted.””
She placed her laptop on the desk.
“I found the emails you asked me to look for, Dad.””
Robert opened the folder she'd created.
There were messages between Phyllis and an address associated with the property company.
Several referred to documents, loan terms, and the need to complete the refinancing, Dad.””
Robert opened the folder she'd created.
There were messages between Phyllis and an address associated with the property company.
Several referred to documents, loan terms, and the need to complete the refinancing before an upcoming review of the family trust.
One email was particularly troubling.
Phyllis had written:
The beneficiary issue must be resolved first. Michael cannot discover that the account is still assigned to Maya.
before an upcoming review of the family trust.
One email was particularly troubling.
Phyllis had written:
The beneficiary issue must be resolved first. Michael cannot discover that the account is still assigned to Maya.
The reply came from someone identified only as *L.P.*
The waiver will be sufficient if the witnessThe reply came from someone identified only as L.P.*
The waiver will be sufficient if the witness details are accepted. Once the account is under estate administration, the remaining funds can be used to settle the outstanding obligations.
Robert read the exchange twice.
Then he details are accepted. Once the account is under estate administration, the remaining funds can be used to settle the outstanding obligations.*
Robert read the exchange twice.
Then he looked at Phyllis.
“Who is L.P.?””
She pressed her fingers against her lips.
B looked at Phyllis.
“Who is L.P.?””
She pressed her fingers against her lips.
Brianna whispered, “Mom?””
Phyllis's eyes filled with tears.
Finally, she said, “Leonard Price.””
Dad stood.
rianna whispered, “Mom?””
Phyllis's eyes filled with tears.
Finally, she said, “Leonard Price.””
Dad stood.
“Who is he?””
Phyllis looked at him.
“He was my brother's business associate.””
Robert closed“Who is he?””
Phyllis looked at him.
“He was my brother's business associate.””
Robert closed the laptop halfway.
“Was he acting as your legal representative?””
“No.””
“Was he authorized by the laptop halfway.
“Was he acting as your legal representative?””
“No.””
“Was he authorized by the estate?””
“I don't know.””
Dad's voice became dangerously quiet.
“Phyllis, did the estate?””
“I don't know.””
Dad's voice became dangerously quiet.
“Phyllis, did you and your brother plan to take Maya's inheritance?””
She shook her head.
“No. Not like that.””
“What does that mean?””
She looked at me you and your brother plan to take Maya's inheritance?””
She shook her head.
“No. Not like that.””
“What does that mean?””
She looked at me, then at Brianna.
“I wanted to settle my debts. My brother said he could arrange a loan, and Leonard told us there was, then at Brianna.
“I wanted to settle my debts. My brother said he could arrange a loan, and Leonard told us there was a way to simplify the estate paperwork. I thought the money could be moved temporarily while we sorted everything out.””
“Using a forged signature?”” Robert asked.
“I didn't sign Maya's name!””
“Did a way to simplify the estate paperwork. I thought the money could be moved temporarily while we sorted everything out.””
“Using a forged signature?”” Robert asked.
“I didn't sign Maya's name!””
“Did you know the waiver was being prepared?””
Phyllis hesitated.
Then she whispered, “Yes.””
I felt as if the floor had dropped you know the waiver was being prepared?””
Phyllis hesitated.
Then she whispered, “Yes.””
I felt as if the floor had dropped away beneath me.
“You knew someone was preparing a waiver in my name?””
“I thought it was a draft.””
“Did you tell them I hadn't signed away beneath me.
“You knew someone was preparing a waiver in my name?””
“I thought it was a draft.””
“Did you tell them I hadn't signed it?””
She looked away.
“No.””
The silence that followed was worse than any denial.
Dad turned toward the window it?””
She looked away.
“No.””
The silence that followed was worse than any denial.
Dad turned toward the window.
For several seconds, he said nothing.
Then he faced her again.
“You allowed someone.
For several seconds, he said nothing.
Then he faced her again.
“You allowed someone to prepare a false document intended to strip my daughter of her inheritance. You knew the paperwork wasn't authorized, and you did nothing to stop it.””
“I was desperate!””
“And you thought desperation gave you the right to destroy her future?””
Phyllis began sob to prepare a false document intended to strip my daughter of her inheritance. You knew the paperwork wasn't authorized, and you did nothing to stop it.””
“I was desperate!””
“And you thought desperation gave you the right to destroy her future?””
Phyllis began sobbing.
Robert gathered the documents.
“We have enough information to take the next steps. I'll coordinate with the financial institution and the appropriate authorities. We need to preserve the original emails, verify the identities involvedbing.
Robert gathered the documents.
“We have enough information to take the next steps. I'll coordinate with the financial institution and the appropriate authorities. We need to preserve the original emails, verify the identities involved, and determine whether any funds were actually transferred.””
He looked directly at Phyllis.
“You should obtain independent legal advice before making any further statements.””
She nodded weak, and determine whether any funds were actually transferred.””
He looked directly at Phyllis.
“You should obtain independent legal advice before making any further statements.””
She nodded weakly.
Dad escorted Robert to the door.
Brianna remained beside the desk, staring at the email on her laptop.
I moved toward her.
“Are you okayly.
Dad escorted Robert to the door.
Brianna remained beside the desk, staring at the email on her laptop.
I moved toward her.
“Are you okay?””
She let out a broken laugh.
“No.””
I sat beside her.
“Neither am I.””
She wiped her face.
“I?””
She let out a broken laugh.
“No.””
I sat beside her.
“Neither am I.””
She wiped her face.
“I know I don't deserve your sympathy.””
“This isn't about deserving sympathy.””
She looked at me.
“Then what is it about?””
“Making sure the truth comes out. And making sure we know I don't deserve your sympathy.””
“This isn't about deserving sympathy.””
She looked at me.
“Then what is it about?””
“Making sure the truth comes out. And making sure we don't become the people who hurt us.””
She was quiet for a long time.
Then she closed don't become the people who hurt us.””
She was quiet for a long time.
Then she closed her laptop.
“I want to help you prove what happened.””
I nodded.
“Then tell the truth, even when it hurts.””
“I will.””
At that moment, Robert her laptop.
“I want to help you prove what happened.””
I nodded.
“Then tell the truth, even when it hurts.””
“I will.””
At that moment, Robert returned to the study.
His expression was grave.
“Michael, I've received confirmation from the financial institution. The disputed waiver was submitted through a business account returned to the study.
His expression was grave.
“Michael, I've received confirmation from the financial institution. The disputed waiver was submitted through a business account connected to Leonard Price.””
Dad's jaw tightened.
“Can they identify the person who uploaded it?””
“They're reviewing the access records. But there's another issue.””
Robert opened his briefcase and removed a printed email connected to Leonard Price.””
Dad's jaw tightened.
“Can they identify the person who uploaded it?””
“They're reviewing the access records. But there's another issue.””
Robert opened his briefcase and removed a printed email.
“This was sent to Leonard two days before the waiver was submitted.””
He placed it on the desk.
The sender was Phyllis's brother.
The message contained a.
“This was sent to Leonard two days before the waiver was submitted.””
He placed it on the desk.
The sender was Phyllis's brother.
The message contained a single sentence.
Once the account is cleared, we can finish what we started with the house.
Brianna covered her mouth.
Dad stared at the page single sentence.
Once the account is cleared, we can finish what we started with the house.
Brianna covered her mouth.
Dad stared at the page.
And I realized the plan had never been about solving Phyll.
And I realized the plan had never been about solving Phyllis's debts.
It had been about taking everything Grandma had left me—and using my father's home to make sure nobody could stop them.
May you like
is's debts.
It had been about taking everything Grandma had left me—and using my father's home to make sure nobody could stop them.